Privacy & Cookie Policy

OkToLive / CheckHMO  ·  Last updated: 14 July 2026

1. Who we are

OkToLive Ltd ("OkToLive", "CheckHMO", "we", "us", "our") operates the websites at oktolive.com and checkhmo.co.uk — a UK rental licensing verification platform that lets tenants, landlords, and property professionals check whether a property holds the required HMO or selective licence.

OkToLive Ltd is the data controller for personal data processed through this platform.

Data Protection contact: hello@oktolive.com
Postal address: OkToLive Ltd, [Registered Address], United Kingdom

2. Data we collect

2a. Public visitors (free search)

When you use the free property search without identifying yourself:

  • We store a monthly search count in your browser (no personal data).
  • We do not use cookies or tracking pixels at this stage.

2b. Identified visitors (after free limit)

When you choose to identify yourself to continue searching for free, we collect and store:

DataRequired?Purpose
First nameYesPersonalise your experience
Last nameYesIdentity verification on erasure requests
Email addressYesRestore your session across devices, contact you about service updates
Phone numberOptionalFuture premium account features only

This data is stored in our secure database and also cached in your browser's localStorage so you don't need to re-enter it on return visits.

2c. Licence register data (landlords / licence holders)

We process publicly available HMO licence register data published by UK local councils under their statutory obligations. This data may include names and addresses of licence holders and property managers. We do not collect this data directly from individuals — it is sourced from official council open data registers.

2d. Staff accounts

Council and admin staff who access the authenticated dashboard have an account with a name, email address, and hashed password. This data is used solely for authentication.

3. Lawful basis for processing

Processing activityLawful basis (UK GDPR Art. 6)
Collecting visitor name, email, phone at sign-upConsent (Art. 6(1)(a)) — you tick a checkbox at sign-up; you may withdraw at any time by requesting erasure
Processing publicly available licence register data (landlord/manager names, addresses)Legitimate interests (Art. 6(1)(f)) — providing transparent access to statutory public records that councils are legally required to publish
Staff account authenticationContract (Art. 6(1)(b)) — necessary to provide the contracted service to council partners
Storing monthly search count in browserNot personal data; necessary for core service functionality — no legal basis required

4. How we use your data

  • To provide and personalise the property licence search service
  • To allow you to restore your session without re-entering your details
  • To understand aggregate usage patterns and improve the platform
  • To contact you about significant service changes (staff accounts only)
  • We never sell, rent, or trade your personal data
  • We never use your data for unsolicited marketing

5. Sharing & third parties

We share data with the following categories of third-party processors under appropriate Data Processing Agreements (DPAs):

ProcessorPurposeLocation
MongoDB Atlas (cloud database)Storing visitor profiles and licence dataEU / UK
postcodes.ioGeocoding postcodes for map view (no personal data sent)UK
Hosting providerServing the web applicationEU / UK

We do not transfer personal data outside the UK or EEA without appropriate safeguards (Standard Contractual Clauses or equivalent).

We may disclose data if required by law, court order, or to prevent fraud or harm.

6. How long we keep your data

DataRetention period
Visitor profile (name, email, phone)Until you request erasure, or 24 months from last activity — whichever is sooner
Licence register dataUpdated on each council upload; superseded records are overwritten
Staff account dataDuration of council partnership + 12 months
Browser search counterCleared at the end of each calendar month

7. Cookies & browser storage

We do not use traditional HTTP cookies for tracking. We use browser localStorage (a similar technology under PECR) for the purposes listed below.

KeyCategoryWhat it storesDuration
otl_cookie_consentStrictly necessaryYour choice on the cookie banner (version-stamped)1 year
otl_search_YYYY-MMStrictly necessaryMonthly free search count — no personal dataEnd of that calendar month
auth_token / auth_userStrictly necessaryStaff login session token and user objectSession (until logout)
otl_public_userFunctional / PreferenceYour name and email after sign-up (set only after explicit consent)Until you sign out or request erasure
Your choice: When you visit for the first time, a banner lets you choose Accept all (enables functional storage) or Essential only (only strictly necessary keys). You can reset your choice by clearing your browser's site data at any time.

We do not use Google Analytics, Facebook Pixel, or any other third-party tracking scripts.

8. Your rights under UK GDPR

As a data subject you have the following rights. To exercise any of them, email hello@oktolive.com or use the in-app options described below.

RightHow to exercise it
Access — receive a copy of your dataEmail hello@oktolive.com
Erasure — delete your personal dataClick "Delete my data" in the top navigation bar when signed in, or email us
Rectification — correct inaccurate dataEmail hello@oktolive.com
Portability — receive data in a portable formatEmail hello@oktolive.com
Restrict processingEmail hello@oktolive.com
Object to processing (e.g. legitimate interests)Email hello@oktolive.com
Withdraw consent at any timeClick "Delete my data" when signed in, or email us; withdrawal does not affect prior lawful processing

We will respond to requests within 30 days (extendable by a further two months for complex requests, with notice).

9. Security

We implement appropriate technical and organisational measures to protect personal data against unauthorised access, loss, destruction, or alteration. These include:

  • Encrypted connections (HTTPS / TLS) on all endpoints
  • Passwords stored using bcrypt hashing — never in plain text
  • JWT authentication tokens with expiry for staff access
  • Access controls limiting staff data visibility to their council's records
  • Database hosted with access controls and encryption at rest

In the event of a personal data breach likely to result in a risk to individuals' rights, we will notify the ICO within 72 hours and affected individuals without undue delay, as required by UK GDPR Article 33/34.

10. Children

This service is intended for adults (18+). We do not knowingly collect personal data from children under 13. If you believe a child has provided us with personal data, please contact hello@oktolive.com immediately.

11. Changes to this policy

We may update this policy from time to time. Material changes will be announced via a banner on the site and, where possible, by email to registered users. The "Last updated" date at the top of this page always reflects the most recent version. Continued use of the service after changes constitutes acceptance of the updated policy.

If we change how we use your data in a way that requires fresh consent, we will ask you to consent again before processing continues.

12. Contact & complaints

Data Protection contact: hello@oktolive.com

If you are unhappy with how we have handled your personal data you have the right to lodge a complaint with the Information Commissioner's Office (ICO) — the UK supervisory authority:

🌐 ico.org.uk/make-a-complaint  ·   📞 0303 123 1113

We would appreciate the opportunity to address your concern before you approach the ICO, so please contact us first.